Plan Ledger DOL Form 5500 · updated monthly

Coughlin, Inc.401(k)

COUGHLIN, INC. 401(K) PLAN · RUTLAND, VT · plan year 2022

Reported admin expense ratio · 2022
0.06%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Coughlin, Inc. reported $2,013 in plan administrative expenses for 2022: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in Vermont (198th of 230), and 1,180th of 2,240 in accommodation & food services.

Plan summary
Net assets, end of year$3,098,306
Participants with balances62
Active participants140
Employer contributions$0
Employee contributions$214,236
Employer contribution per active participant$0
Average account balance$49,973
Benefits paid to participants$233,934
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$713
Professional / advisory$1,300
Total administrative$2,013
The Coughlin, Inc. 401(k) match · 2022
Employer contribution per active participant$0
Median for plans this size$1,114

Coughlin, Inc.'s 2022 employer contribution ran below the $1,114 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$2,013 · 0.06%
Similar plansAccommodation & Food Services · Vermont
Westport Hospitality, LLC VT$4.2M · 0.25%
Daly Seven, Inc. NC$3.1M · 0.51%
Chr Employees, LLC IL$3.1M · 1.40%
Tee Bar Corporation NY$3.1M · 0.79%
Maxby Hospitality, Inc. IL$3.1M · 1.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 030343862 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.