Plan Ledger DOL Form 5500 · updated monthly

Cotton on USA, Inc.401(k)

COTTON ON USA, INC. 401(K) PROFIT SHARING PLAN AND TRUST · LOS ANGELES, CA · plan year 2024

Reported admin expense ratio · 2024
0.95%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Cotton on USA, Inc. reported $82,275 in plan administrative expenses for 2024: 0.95% of average plan assets, higher than ~75% of peers. Employer contributions averaged $883 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.95%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in California (5,608th of 9,483), and 1,704th of 3,341 in other services. In 2024, employees put in $1.86 for every $1.00 the employer contributed; active participation has grown from 679 to 786 since 2022.

Plan summary
Net assets, end of year$9,480,262
Participants with balances1,030
Active participants786
Employer contributions$693,977
Employee contributions$1,288,157
Employer contribution per active participant$883
Average account balance$9,204
Benefits paid to participants$1,400,660
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$9.5M · 1,030 accts · $694K emplr
2023$7.9M · 874 accts · $674K emplr
2022$5.7M · 835 accts · $601K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$81,991
Investment management$284
Total administrative$82,275
The Cotton on USA, Inc. 401(k) match · 2024
Employer contribution per active participant$883
Median for plans this size$1,313
2024$883 per active participant
2023$1,147 per active participant
2022$885 per active participant

Cotton on USA, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
ADP, INC. · Loan processing · Recordkeeping$82,275

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP
2023ADP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$82,275 · 0.95%
2023$72,504 · 1.07%
2022$54,609 · 0.96%
Same employer
Similar plansOther Services · California
Singer Vehicle Design CA$9.9M · 0.90%
Lifehouse, Inc. CA$9.4M · 0.89%

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Source: U.S. Department of Labor, Form 5500 series, EIN 270788480 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.