Plan Ledger DOL Form 5500 · updated monthly

Cotter Consulting, Inc.401(k)

COTTER CONSULTING, INC. 401(K) SAVINGS PLAN · CHICAGO, IL · plan year 2024

Reported admin expense ratio · 2024
0.31%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Cotter Consulting, Inc. reported $52,312 in plan administrative expenses for 2024: 0.31% of average plan assets, above the peer median. Employer contributions averaged $5,041 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.28% to 0.31%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 1,741st-largest of 3,702 plans among Illinois employers on file, and the 5,759th of 11,654 in professional & technical services. In 2024, employees put in $1.71 for every $1.00 the employer contributed; active participation has grown from 87 to 124 since 2022.

Plan summary
Net assets, end of year$18,869,362
Participants with balances164
Active participants124
Employer contributions$625,112
Employee contributions$1,071,642
Employer contribution per active participant$5,041
Average account balance$115,057
Benefits paid to participants$511,708
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$0 · $199K emplr
2024$18.9M · 164 accts · $625K emplr
2023$15.4M · 146 accts · $294K emplr
2022$12.9M · 132 accts · $254K emplr
Administrative expenses, itemized · 2024
Investment management$52,312
Total administrative$52,312
The Cotter Consulting, Inc. 401(k) match · 2024
Employer contribution per active participant$5,041
Median for plans this size$2,416
2024$5,041 per active participant
2023$2,856 per active participant
2022$2,918 per active participant

Cotter Consulting, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TRANSAMERICA RETIREMENT SOLUTIONS · Recordkeeping · Loan processing$16,233
RETIREMENT SOLUTION GROUP · Recordkeeping · Loan processing$2,600
GLOBAL RETIREMENT PARTNERS · Investment advisory (plan)$33,479

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025RETIREMENT SOLUTION GROUP, Transamerica
2024RETIREMENT SOLUTION GROUP, Transamerica
2023RETIREMENT SOLUTION GROUP, Transamerica

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Administrative cost history4
2025Not separately reported
2024$52,312 · 0.31%
2023$40,602 · 0.29%
2022$40,793 · 0.28%
Similar plansProfessional & Technical Services · Illinois
Wilson Dow Group, Inc. IL$19.5M · 0.43%
Krd, LTD. IL$19.3M · 0.05%
Dept Growth Marketing, Inc. IL$18.7M · 0.09%
PROJECT44, Inc. IL$18.7M · 0.55%
Cority Software (USA) Inc. IL$18.6M · 0.16%
IT Soft USA Inc. IL$18.6M · 0.28%

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Source: U.S. Department of Labor, Form 5500 series, EIN 363735857 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.