Plan Ledger DOL Form 5500 · updated monthly

Cornerstone Innovations. Inc. dba Diversified Employee Solutions401(k)

DIVERSIFIED EMPLOYEE SOLUTIONS, INC. 401(K) RETIREMENT PLAN · MEDINA, OH · plan year 2024

Reported admin expense ratio · 2024
0.82%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Cornerstone Innovations. Inc. dba Diversified Employee Solutions reported $76,234 in plan administrative expenses for 2024: 0.82% of average plan assets, above the peer median. Employer contributions averaged $951 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.63% to 0.82%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Ohio (2,026th of 3,295), and 8,121st of 11,654 in professional & technical services. In 2024, employees put in $2.06 for every $1.00 the employer contributed; active participation has shrunk from 368 to 315 since 2022.

Plan summary
Net assets, end of year$9,582,832
Participants with balances230
Active participants315
Employer contributions$299,688
Employee contributions$616,856
Employer contribution per active participant$951
Average account balance$41,664
Benefits paid to participants$1,486,294
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$9.6M · 230 accts · $300K emplr
2023$9.1M · 245 accts · $282K emplr
2022$7.8M · 222 accts · $230K emplr
The Cornerstone Innovations. Inc. dba Diversified Employee Solutions 401(k) match · 2024
Employer contribution per active participant$951
Median for plans this size$1,313
2024$951 per active participant
2023$912 per active participant
2022$625 per active participant

Cornerstone Innovations. Inc. dba Diversified Employee Solutions's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
MARCUM WEALTH, LLC · Investment advisory (participants)indirect comp
CLEAR CREEK FINANCIAL MANAGEMENT · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$76,234 · 0.82%
2023$79,969 · 0.95%
2022$77,144 · 0.63%
Similar plansProfessional & Technical Services · Ohio
Server Suites, LLC OH$9.9M · 0.37%
Mksk, Inc. OH$9.7M · 0.69%
Goken America LLC OH$9.6M · 0.43%
Orange Barrel Media, LLC OH$9.3M · 0.11%
First Communications, LLC OH$9.0M · 0.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 341838779 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.