Plan Ledger DOL Form 5500 · updated monthly

Cooperatieve Rabobank U.A.401(k)

COOPERATIEVE RABOBANK U.A. 401(K) SAVINGS PLAN · NEW YORK, NY · plan year 2024

Reported admin expense ratio · 2024
0.03%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Cooperatieve Rabobank U.A. reported $140,345 in plan administrative expenses for 2024: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $14,002 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.04% to 0.03%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other finance & insurance employers. By assets it is the 200th-largest of 5,648 plans among New York employers on file, and the 281st of 4,798 in finance & insurance. In 2024, employees put in $1.01 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$578,935,869
Participants with balances2,185
Active participants1,481
Employer contributions$20,737,532
Employee contributions$20,878,974
Employer contribution per active participant$14,002
Average account balance$264,959
Benefits paid to participants$32,909,999
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$578.9M · 2,185 accts · $20.7M emplr
2023$497.4M · 2,211 accts · $20.6M emplr
2022$415.1M · 2,194 accts · $21.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$140,345
Total administrative$140,345
The Cooperatieve Rabobank U.A. 401(k) match · 2024
Employer contribution per active participant$14,002
Median for plans this size$4,294
2024$14,002 per active participant
2023$13,776 per active participant
2022$14,152 per active participant

Cooperatieve Rabobank U.A.'s 2024 employer contribution ran above the $4,294 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
LINCOLN NATIONAL CORPORATION · Contract administrator$140,345

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$140,345 · 0.03%
2023$184,202 · 0.04%
2022$191,504 · 0.04%
Similar plansFinance & Insurance · New York
Hf Management Services, LLC NY$678.5M · 0.12%
Ing Financial Services LLC NY$510.3M · 0.04%
Community Bank System, Inc. NY$509.3M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 133036591 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.