Plan Ledger DOL Form 5500 · updated monthly

Continental Cafe, Inc. D/B/A Continental Services401(k)

CONTINENTAL SERVICES 401(K) PROFIT SHARING PLAN · STERLING HEIGHTS, MI · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Continental Cafe, Inc. D/B/A Continental Services reported $22,096 in plan administrative expenses for 2024: 0.09% of average plan assets, lower than ~75% of peers. Employer contributions averaged $253 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.00% to 0.09%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other accommodation & food services employers. By assets it is the 824th-largest of 2,619 plans among Michigan employers on file, and the 217th of 2,240 in accommodation & food services. In 2024, employees put in $3.95 for every $1.00 the employer contributed; active participation has grown from 1,307 to 2,727 since 2022.

Plan summary
Net assets, end of year$28,122,260
Participants with balances584
Active participants2,727
Employer contributions$689,385
Employee contributions$2,721,646
Employer contribution per active participant$253
Average account balance$48,155
Benefits paid to participants$1,817,469
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$28.1M · 584 accts · $689K emplr
2023$23.2M · 540 accts · $655K emplr
2022$16.4M · 424 accts · $490K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$22,090
Investment management$6
Total administrative$22,096
The Continental Cafe, Inc. D/B/A Continental Services 401(k) match · 2024
Employer contribution per active participant$253
Median for plans this size$2,416
2024$253 per active participant
2023$384 per active participant
2022$375 per active participant

Continental Cafe, Inc. D/B/A Continental Services's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
AMERIPRISE FINANCIAL SERVICES INCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$22,096 · 0.09%
2023$862 · 0.00%
2022$810 · 0.00%
Same employer
Similar plansAccommodation & Food Services · Michigan
Domino's Pizza LLC MI$506.5M · 0.07%
Ilitch Holdings, Inc. MI$306.7M · 0.22%
Boyne USA, Inc. MI$80.4M · 0.57%
Amway Hotel Corporation MI$52.0M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 382872918 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.