Plan Ledger DOL Form 5500 · updated monthly

Complex Community Federal Credit Union401(k)

COMPLEX COMMUNITY FEDERAL CREDIT UNION 401(K) PLAN AND TRUST · ODESSA, TX · plan year 2024

Reported admin expense ratio · 2024
0.53%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Complex Community Federal Credit Union reported $84,098 in plan administrative expenses for 2024: 0.53% of average plan assets, higher than ~75% of peers. Employer contributions averaged $4,252 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.49% to 0.53%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2,267th-largest of 5,688 plans among Texas employers on file, and 3,328th of 4,798 in finance & insurance. In 2024, the employer put in $1.04 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$16,771,693
Participants with balances188
Active participants149
Employer contributions$633,568
Employee contributions$606,308
Employer contribution per active participant$4,252
Average account balance$89,211
Benefits paid to participants$1,033,874
Plan auditUnmodified (clean) audit opinion
AuditorBOLINGER,SEGARS, GILBERT & MOSS
Plan history3
Yearassets · accounts · employer contribution
2024$16.8M · 188 accts · $634K emplr
2023$15.0M · 184 accts · $595K emplr
2022$13.1M · 171 accts · $589K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$69,176
Investment management$14,922
Total administrative$84,098
The Complex Community Federal Credit Union 401(k) match · 2024
Employer contribution per active participant$4,252
Median for plans this size$2,416
2024$4,252 per active participant
2023$3,970 per active participant
2022$4,119 per active participant

Complex Community Federal Credit Union's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
CMFG LIFE INSURANCE COMPANY · Recordkeeping · Pension consulting$69,176
MEMBERS CAPITAL ADVISORS, INC. · Investment advisory (plan)$14,922

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TruStage (CUNA Mutual)
2023TruStage (CUNA Mutual)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$84,098 · 0.53%
2023$71,779 · 0.51%
2022$68,611 · 0.49%
Same employer
Similar plansFinance & Insurance · Texas
First Service Credit Union TX$17.1M · 0.40%
First Service Credit Union TX$17.1M · 0.40%
Tf Holdings Inc. TX$16.8M · 0.07%
Vista Bancshares, Inc. TX$16.4M · 0.16%
First State Bank TX$16.3M · 0.36%
Citizens, Inc. TX$16.1M · 0.31%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 751087169 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.