Plan Ledger DOL Form 5500 · updated monthly

Community Options, Inc.401(k)

COMMUNITY OPTIONS, INC. SAVINGS AND RETIREMENT PLAN · WATERBURY, CT · plan year 2024

Reported admin expense ratio · 2024
0.37%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Community Options, Inc. reported $26,611 in plan administrative expenses for 2024: 0.37% of average plan assets, below the peer median. Employer contributions averaged $4,415 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.03% to 0.37%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Connecticut (820th of 1,106), and 6,522nd of 11,911 in health care & social assistance. In 2024, the employer put in $4.13 for every $1.00 employees contributed themselves; active participation has grown from 131 to 194 since 2022.

Plan summary
Net assets, end of year$7,849,110
Participants with balances236
Active participants194
Employer contributions$856,473
Employee contributions$207,242
Employer contribution per active participant$4,415
Average account balance$33,259
Benefits paid to participants$816,446
Plan auditUnmodified (clean) audit opinion
AuditorGUILMARTIN, DIPIRO, SOKOLOWSKI LLC
Plan history3
Yearassets · accounts · employer contribution
2024$7.8M · 236 accts · $856K emplr
2023$6.6M · 164 accts · $974K emplr
2022$6.0M · 62 accts · $494K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$26,411
Trustee / custodial$200
Total administrative$26,611
The Community Options, Inc. 401(k) match · 2024
Employer contribution per active participant$4,415
Median for plans this size$1,313
2024$4,415 per active participant
2023$5,904 per active participant
2022$3,773 per active participant

Community Options, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
THE RETIREMENT PLAN COMPANY$26,411

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$26,611 · 0.37%
2023$8,726 · 0.14%
2022$2,197 · 0.03%
Same employer
Similar plansHealth Care & Social Assistance · Connecticut
Solinsky Eyecare LLC CT$8.2M · 0.32%
New Opportunities, Inc. CT$7.9M · 0.43%
Marc, Inc. of Manchester CT$7.8M · 1.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 061300693 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.