Plan Ledger DOL Form 5500 · updated monthly

Community National Bank & Trust401(k)

COMMUNITY NATIONAL BANK & TRUST 401(K) PLAN · CHANUTE, KS · plan year 2024

Reported admin expense ratio · 2024
0.38%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Community National Bank & Trust reported $106,183 in plan administrative expenses for 2024: 0.38% of average plan assets, above the peer median. Employer contributions averaged $2,209 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.38%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 214th-largest of 828 plans among Kansas employers on file, and 2,405th of 4,798 in finance & insurance. In 2024, employees put in $1.66 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$30,330,228
Participants with balances466
Active participants480
Employer contributions$1,060,319
Employee contributions$1,763,876
Employer contribution per active participant$2,209
Average account balance$65,086
Benefits paid to participants$2,142,602
Plan auditUnmodified (clean) audit opinion
AuditorALLEN, GIBBS & HOULIK, L.C.
Plan history3
Yearassets · accounts · employer contribution
2024$30.3M · 466 accts · $1.1M emplr
2023$26.0M · 461 accts · $1.0M emplr
2022$21.5M · 465 accts · $733K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$11,004
Investment management$33,893
Trustee / custodial$61,286
Total administrative$106,183
The Community National Bank & Trust 401(k) match · 2024
Employer contribution per active participant$2,209
Median for plans this size$2,416
2024$2,209 per active participant
2023$2,195 per active participant
2022$1,563 per active participant

Community National Bank & Trust's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
INTRUST BANK, N.A. · Recordkeeping · Trustee (discretionary)$106,183

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024INTRUST BANK, N.A.
2023INTRUST BANK, N.A.

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$106,183 · 0.38%
2023$90,512 · 0.38%
2022$89,062 · 0.39%
Same employer
Similar plansFinance & Insurance · Kansas
Ks Statebank KS$31.3M · 0.54%
Credit Union of America KS$27.9M · 0.30%
Security Bancshares Inc KS$24.6M · 0.00%
Landmark Bancorp, Inc. KS$22.7M · 0.29%

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Source: U.S. Department of Labor, Form 5500 series, EIN 481038713 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.