Plan Ledger DOL Form 5500 · updated monthly

Community Memorial Hospital403(b)

CMH, INC. 403(B) · HAMILTON, NY · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Community Memorial Hospital reported $2,295 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,314 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.04% to 0.02%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in New York (2,911th of 5,648), and the 4,386th of 11,911 in health care & social assistance. In 2024, employees put in $2.46 for every $1.00 the employer contributed; active participation has grown from 258 to 400 since 2022.

Plan summary
Net assets, end of year$15,507,549
Participants with balances517
Active participants400
Employer contributions$525,674
Employee contributions$1,292,448
Employer contribution per active participant$1,314
Average account balance$29,995
Benefits paid to participants$417,252
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$15.5M · 517 accts · $526K emplr
2023$12.2M · 382 accts · $413K emplr
2022$9.4M · 322 accts · $385K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,295
Total administrative$2,295
Employer contributions to the Community Memorial Hospital plan · 2024
Employer contribution per active participant$1,314
Median for plans this size$2,416
2024$1,314 per active participant
2023$1,506 per active participant
2022$1,494 per active participant

Community Memorial Hospital's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
EPIC RETIREMENT PLAN SERVICES · Recordkeeping · Participant communicationindirect comp
NBT BANCORP NA · Trustee$2,295
CHARLES SCHWAB TRUST BANK · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024EPIC RPS
2023EPIC RPS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$2,295 · 0.02%
2023$1,936 · 0.02%
2022$3,675 · 0.04%
Same employer
Similar plansHealth Care & Social Assistance · New York
Forestdale, Inc. NY$15.6M · 0.59%
Bilinguals, Inc NY$15.4M · 0.29%
City Harvest Inc. NY$15.3M · 0.55%

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Source: U.S. Department of Labor, Form 5500 series, EIN 150548010 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.