Plan Ledger DOL Form 5500 · updated monthly

Community Living401(k)

COMMUNITY LIVING 401(K) RETIREMENT PLAN · YAKIMA, WA · plan year 2024

Reported admin expense ratio · 2024
0.88%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Community Living reported $36,557 in plan administrative expenses for 2024: 0.88% of average plan assets, higher than ~75% of peers. Employer contributions averaged $429 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.77% to 0.88%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Washington (1,380th of 1,714), and 8,181st of 11,911 in health care & social assistance. In 2024, employees put in $1.77 for every $1.00 the employer contributed; active participation has grown from 358 to 398 since 2022.

Plan summary
Net assets, end of year$4,563,417
Participants with balances155
Active participants398
Employer contributions$170,731
Employee contributions$302,871
Employer contribution per active participant$429
Average account balance$29,441
Benefits paid to participants$277,823
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$4.6M · 155 accts · $171K emplr
2023$3.8M · 133 accts · $158K emplr
2022$2.9M · 135 accts · $152K emplr
The Community Living 401(k) match · 2024
Employer contribution per active participant$429
Median for plans this size$1,313
2024$429 per active participant
2023$417 per active participant
2022$425 per active participant

Community Living's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
OSAIC WEALTH, INC. · Investment advisory (plan)$19,173
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$14,881
MORNINGSTAR INVESTMENT MGMT · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$36,557 · 0.88%
2023$28,133 · 0.84%
2022$26,582 · 0.77%
Same employer
Similar plansHealth Care & Social Assistance · Washington
Excelsior Wellness WA$5.1M · 0.40%
Family Health Centers WA$5.0M · 0.89%
Skilskin WA$4.8M · 1.83%
Lifelong-Health for All WA$4.3M · 0.45%
Smiles Dental Group, PC WA$4.3M · 0.92%
Blackfly Investments, LLC WA$4.3M · 0.58%

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Source: U.S. Department of Labor, Form 5500 series, EIN 910854445 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.