Plan Ledger DOL Form 5500 · updated monthly

Community Legal Aid, Inc.401(k)

COMMUNITY LEGAL AID 401(K) PLAN · WORCESTER, MA · plan year 2025

Reported admin expense ratio · 2025
0.03%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Community Legal Aid, Inc. reported $4,805 in plan administrative expenses for 2025: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,908 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.06% to 0.03%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Massachusetts (1,504th of 2,726), and 6,336th of 11,654 in professional & technical services. In 2025, employees put in $1.19 for every $1.00 the employer contributed; active participation has grown from 136 to 194 since 2022.

Plan summary
Net assets, end of year$16,052,704
Participants with balances243
Active participants194
Employer contributions$758,156
Employee contributions$899,397
Employer contribution per active participant$3,908
Average account balance$66,061
Benefits paid to participants$880,877
Plan auditUnmodified (clean) audit opinion
AuditorBOLLUS LYNCH, LLP
Plan history4
Yearassets · accounts · employer contribution
2025$16.1M · 243 accts · $758K emplr
2024$12.8M · 223 accts · $676K emplr
2023$10.6M · 192 accts · $535K emplr
2022$8.2M · 177 accts · $456K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$4,805
Total administrative$4,805
The Community Legal Aid, Inc. 401(k) match · 2025
Employer contribution per active participant$3,908
Median for plans this size$2,666
2025$3,908 per active participant
2024$3,758 per active participant
2023$3,569 per active participant
2022$3,356 per active participant

Community Legal Aid, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
AMERICAN FUNDS · Recordkeeping · Investment management$2,780
BDS CONSULTING GROUP, INC. · Recordkeeping$2,025

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025AMERICAN FUNDS, BDS CONSULTING GROUP, INC.
2024AMERICAN FUNDS, BDS CONSULTING GROUP, INC.
2023AMERICAN FUNDS, BDS CONSULTING GROUP, INC.

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Administrative cost history4
2025$4,805 · 0.03%
2024$5,294 · 0.05%
2023$4,031 · 0.04%
2022$5,507 · 0.06%
Same employer
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Tango Therapeutics, Inc MA$16.4M · 0.25%
Asics Digital, Inc. MA$16.3M · 0.30%
Semrush, Inc. MA$16.2M · 0.27%
Puretech Management, Inc. MA$16.0M · 0.02%
Jobcase, Inc. MA$16.0M · 0.01%
Vecna Robotics, Inc. MA$16.0M · 0.15%
Captivate, LLC MA$15.5M · 0.27%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042446242 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.