Plan Ledger DOL Form 5500 · updated monthly

Community Aid, Inc.401(k)

COMMUNITY AID 401(K) PLAN · NEW CUMBERLAND, PA · plan year 2024

Reported admin expense ratio · 2024
1.42%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Community Aid, Inc. reported $58,058 in plan administrative expenses for 2024: 1.42% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,379 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 2.04% to 1.42%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Pennsylvania (2,935th of 3,651), and 3,886th of 5,215 in retail trade. In 2024, employees put in $1.16 for every $1.00 the employer contributed; active participation has grown from 302 to 406 since 2022.

Plan summary
Net assets, end of year$4,581,789
Participants with balances406
Active participants406
Employer contributions$559,705
Employee contributions$648,917
Employer contribution per active participant$1,379
Average account balance$11,285
Benefits paid to participants$679,376
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$4.6M · 406 accts · $560K emplr
2023$3.6M · 356 accts · $492K emplr
2022$2.5M · 310 accts · $371K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$41,518
Investment management$8,270
Total administrative$58,058
The Community Aid, Inc. 401(k) match · 2024
Employer contribution per active participant$1,379
Median for plans this size$1,313
2024$1,379 per active participant
2023$1,355 per active participant
2022$1,227 per active participant

Community Aid, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator$41,518
WELLS FARGO CLEARING SERVICES LLC · Pension consulting · Investment advisory (plan)$16,540
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$58,058 · 1.42%
2023$65,740 · 2.13%
2022$51,470 · 2.04%
Same employer
Similar plansRetail Trade · Pennsylvania
Sns Foods, Inc PA$5.1M · 0.80%
Fayette Parts Service Inc PA$5.0M · 0.36%
Pilot Water Solutions LLC PA$4.8M · 0.73%
Performance Motors, Inc. PA$4.7M · 0.75%
Kimberton Whole Foods PA$4.6M · 0.28%
Pacifico Ford, Inc. PA$4.5M · 0.32%
G Robert Bilger Inc PA$4.4M · 0.69%
Cole's Hardware, Inc. PA$4.3M · 0.04%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 264376213 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.