Plan Ledger DOL Form 5500 · updated monthly

Community Action Planning Council of Jefferson County, Inc.401(k)

SECTION 401(K) RETIREMENT PLAN FOR COMMUNITY ACTION PLANNING COUNCIL OF JEFFERSON CO., INC. · WATERTOWN, NY · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Community Action Planning Council of Jefferson County, Inc. reported $6,653 in plan administrative expenses for 2024: 0.22% of average plan assets, below the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.12% to 0.22%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in New York (4,863rd of 5,648), and 9,138th of 11,911 in health care & social assistance.

Plan summary
Net assets, end of year$3,165,368
Participants with balances220
Active participants159
Employer contributions$0
Employee contributions$507,315
Employer contribution per active participant$0
Average account balance$14,388
Benefits paid to participants$476,063
Plan auditUnmodified (clean) audit opinion
AuditorCROWLEY & HALLORAN, CPAS, PC
Plan history3
Yearassets · accounts · employer contribution
2024$3.2M · 220 accts
2023$2.8M · 237 accts
2022$2.7M · 205 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$6,653
Total administrative$6,653
The Community Action Planning Council of Jefferson County, Inc. 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$1,313

Community Action Planning Council of Jefferson County, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
AMERITAS LIFE INSURANCE CORP · Recordkeeping$4,253
METLIFE INSURANCE COMPANY$2,400

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$6,653 · 0.22%
2023$4,463 · 0.16%
2022$3,965 · 0.12%
Similar plansHealth Care & Social Assistance · New York
Monroe Medi-Trans, Inc. NY$3.2M · 1.91%
Palladia, Inc. NY$3.2M · 0.35%
Independent Living, Inc. NY$3.2M · 0.91%
Sinergia, Inc. NY$3.2M · 2.00%
Emerald Healthcare, LLC NY$3.2M · 2.12%
East Side House NY$3.1M · 0.36%

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Source: U.S. Department of Labor, Form 5500 series, EIN 160912787 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.