Plan Ledger DOL Form 5500 · updated monthly

Community Action Pioneer Valley, Inc.403(b)

COMMUNITY ACTION RETIREMENT PLAN · GREENFIELD, MA · plan year 2024

Reported admin expense ratio · 2024
0.37%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Community Action Pioneer Valley, Inc. reported $31,663 in plan administrative expenses for 2024: 0.37% of average plan assets, below the peer median. Employer contributions averaged $1,043 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.37%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Massachusetts (1,947th of 2,726), and the 5,906th of 11,911 in health care & social assistance. In 2024, employees put in $2.43 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$9,385,773
Participants with balances312
Active participants284
Employer contributions$296,190
Employee contributions$720,101
Employer contribution per active participant$1,043
Average account balance$30,083
Benefits paid to participants$624,037
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$9.4M · 312 accts · $296K emplr
2023$7.9M · 309 accts · $202K emplr
2022$6.8M · 300 accts · $186K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$31,663
Total administrative$31,663
Employer contributions to the Community Action Pioneer Valley, Inc. plan · 2024
Employer contribution per active participant$1,043
Median for plans this size$1,313
2024$1,043 per active participant
2023$767 per active participant
2022$644 per active participant

Community Action Pioneer Valley, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$31,368

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$31,663 · 0.37%
2023$26,886 · 0.36%
2022$23,416 · 0.36%
Same employer
Similar plansHealth Care & Social Assistance · Massachusetts
The Boston Home, Inc. MA$9.6M · 0.04%
Health Imperatives, Inc. MA$9.5M · 0.25%
Soldier on, Inc. MA$9.1M · 0.17%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042384972 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.