Plan Ledger DOL Form 5500 · updated monthly

Communications Test Design, Inc.401(k)

COMMUNICATIONS TEST DESIGN, INC. 401(K) PROFIT SHARING PLAN · WEST CHESTER, PA · plan year 2024

Reported admin expense ratio · 2024
0.17%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Communications Test Design, Inc. reported $650,904 in plan administrative expenses for 2024: 0.17% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,609 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.14% to 0.17%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other information & media employers. By assets it is the 182nd-largest of 3,651 plans among Pennsylvania employers on file, and the 115th of 2,199 in information & media. In 2024, employees put in $1.69 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$408,921,182
Participants with balances9,252
Active participants8,636
Employer contributions$13,895,938
Employee contributions$23,463,117
Employer contribution per active participant$1,609
Average account balance$44,198
Benefits paid to participants$40,306,926
Plan auditUnmodified (clean) audit opinion
AuditorFISHER CUNNANE AND ASSOCIATES, LTD
Plan history3
Yearassets · accounts · employer contribution
2024$408.9M · 9,252 accts · $13.9M emplr
2023$362.7M · 9,298 accts · $12.6M emplr
2022$313.0M · 9,345 accts · $9.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$384,172
Investment management$246,332
Audit (IQPA)$19,500
Total administrative$650,904
The Communications Test Design, Inc. 401(k) match · 2024
Employer contribution per active participant$1,609
Median for plans this size$4,294
2024$1,609 per active participant
2023$1,421 per active participant
2022$1,108 per active participant

Communications Test Design, Inc.'s 2024 employer contribution ran below the $4,294 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
EMPOWER INS CO OF AMERICA · Recordkeeping · Loan processing$384,172
EMPOWER ADVISORY GROUP, LLC · Investment management · Investment advisory (participants)$150,082
CLEARVIEW FINANCIAL PARTNERS LLC · Investment advisory (plan)$96,250
FISCHER CUNNANE & ASSOCIATES, LTD · Accounting / audit$19,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Empower
2023Empower

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$650,904 · 0.17%
2023$532,743 · 0.16%
2022$485,006 · 0.14%
Same employer
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Grant Street Group, Inc. PA$75.8M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232015935 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.