Plan Ledger DOL Form 5500 · updated monthly

Commercial Tool & Die, Inc.401(k)

COMMERCIAL TOOL & DIE, INC. EMPLOYEE 401(K)/PROFIT SHARING PLAN · COMSTOCK PARK, MI · plan year 2024

Reported admin expense ratio · 2024
0.35%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Commercial Tool & Die, Inc. reported $80,960 in plan administrative expenses for 2024: 0.35% of average plan assets, above the peer median. Employer contributions averaged $1,085 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.48% to 0.35%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 880th-largest of 2,619 plans among Michigan employers on file, and the 5,090th of 13,661 in manufacturing. In 2024, employees put in $5.28 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$25,207,281
Participants with balances339
Active participants295
Employer contributions$320,103
Employee contributions$1,689,853
Employer contribution per active participant$1,085
Average account balance$74,358
Benefits paid to participants$1,986,096
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$25.2M · 339 accts · $320K emplr
2023$21.5M · 320 accts · $323K emplr
2022$18.2M · 308 accts · $312K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$29,560
Investment management$51,400
Total administrative$80,960
The Commercial Tool & Die, Inc. 401(k) match · 2024
Employer contribution per active participant$1,085
Median for plans this size$2,416
2024$1,085 per active participant
2023$1,099 per active participant
2022$1,071 per active participant

Commercial Tool & Die, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL SECURITIES INC · Investment advisory (plan)$40,085
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$29,560
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$11,315

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$80,960 · 0.35%
2023$83,482 · 0.42%
2022$95,520 · 0.48%
Same employer
Similar plansManufacturing · Michigan
Glastender, Inc. MI$25.4M · 0.40%
A123 Systems LLC MI$25.3M · 0.28%
Rhetech, LLC MI$25.1M · 0.02%
A & D Technology, Inc. MI$25.0M · 0.23%
C. Thorrez Industries, Inc. MI$25.0M · 0.15%
Roskam Baking Company MI$25.0M · 0.46%

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Source: U.S. Department of Labor, Form 5500 series, EIN 382081736 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.