Plan Ledger DOL Form 5500 · updated monthly

Commercial Holdings, LLC401(k)

COMMERCIAL HOLDINGS, LLC 401(K) PLAN · CHARLESTON, WV · plan year 2022

Reported admin expense ratio · 2022
0.80%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Commercial Holdings, LLC reported $104,162 in plan administrative expenses for 2022: 0.80% of average plan assets, higher than ~90% of peers. Employer contributions averaged $191 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.80% to 0.26%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 125th-largest of 265 plans among West Virginia employers on file, and the 5,161st of 11,911 in health care & social assistance. In 2022, employees put in $5.37 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$11,964,319
Participants with balances401
Active participants1,278
Employer contributions$244,022
Employee contributions$1,310,722
Employer contribution per active participant$191
Average account balance$29,836
Benefits paid to participants$1,444,257
Plan auditUnmodified (clean) audit opinion
AuditorGRAY GRIFFITH & MAYS A.C.
Plan history3
Yearassets · accounts · employer contribution
2024$59K · 4 accts
2023$5.8M · 178 accts · $80K emplr
2022$12.0M · 401 accts · $244K emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$62,024
Investment management$42,138
Total administrative$104,162
The Commercial Holdings, LLC 401(k) match · 2022
Employer contribution per active participant$191
Median for plans this size$2,266
2023$80,242 per active participant
2022$191 per active participant

Commercial Holdings, LLC's 2022 employer contribution ran below the $2,266 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$7,747 · 0.26%
2023$87,760 · 0.99%
2022$104,162 · 0.80%
Same employer
Similar plansHealth Care & Social Assistance · West Virginia

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Source: U.S. Department of Labor, Form 5500 series, EIN 043743756 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.