Plan Ledger DOL Form 5500 · updated monthly

Commercial Distributing Co, Inc.401(k)

COMMERCIAL DISTRIBUTING COMPANY, INC. DEFERRED COMPENSATION PROFIT SHARING PLAN · WESTFIELD, MA · plan year 2022

Reported admin expense ratio · 2022
0.01%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Commercial Distributing Co, Inc. reported $525 in plan administrative expenses for 2022: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $15 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Massachusetts (2,391st of 2,726), and 3,771st of 4,246 in wholesale trade. In 2022, employees put in $142.35 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,132,355
Participants with balances58
Active participants87
Employer contributions$1,298
Employee contributions$184,766
Employer contribution per active participant$15
Average account balance$71,248
Benefits paid to participants$326,180
Plan auditUnmodified (clean) audit opinion
AuditorMEYERS BROTHERS KALICKA, P.C.
Administrative expenses, itemized · 2022
Investment management$525
Total administrative$525
The Commercial Distributing Co, Inc. 401(k) match · 2022
Employer contribution per active participant$15
Median for plans this size$1,114

Commercial Distributing Co, Inc.'s 2022 employer contribution ran below the $1,114 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$525 · 0.01%
Same employer
Similar plansWholesale Trade · Massachusetts
Door Systems, Inc MA$3.8M · 0.53%
Cometeer, Inc. MA$2.8M · 0.01%
Mammoth Fire Alarms, Inc. MA$2.8M · 0.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 041198070 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.