Plan Ledger DOL Form 5500 · updated monthly

Commercial Design Services Inc.401(k)

COMMERCIAL DESIGN SERVICES INC. 401K PROFIT SHARING PLAN & TRUST · TAMPA, FL · plan year 2024

Reported admin expense ratio · 2024
1.00%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Commercial Design Services Inc. reported $102,725 in plan administrative expenses for 2024: 1.00% of average plan assets, higher than ~90% of peers. Employer contributions averaged $3,112 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 1.00%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 1,723rd-largest of 3,644 plans among Florida employers on file, and the 2,525th of 5,215 in retail trade. In 2024, employees put in $1.90 for every $1.00 the employer contributed; active participation has grown from 116 to 130 since 2022.

Plan summary
Net assets, end of year$10,597,943
Participants with balances128
Active participants130
Employer contributions$404,616
Employee contributions$769,069
Employer contribution per active participant$3,112
Average account balance$82,796
Benefits paid to participants$1,624,935
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$10.6M · 128 accts · $405K emplr
2023$9.8M · 115 accts · $388K emplr
2022$7.7M · 112 accts · $333K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$64,248
Investment management$38,477
Total administrative$102,725
The Commercial Design Services Inc. 401(k) match · 2024
Employer contribution per active participant$3,112
Median for plans this size$2,416
2024$3,112 per active participant
2023$3,056 per active participant
2022$2,872 per active participant

Commercial Design Services Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
UBS FINANCIAL SERVICES · Investment advisory (plan)$38,477
EMPOWER ADVISORY GROUP · Investment management$2,759
RETIREMENT SOLUTIONS SPECIALISTS · Contract administrator$2,375

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$102,725 · 1.00%
2023$87,140 · 1.00%
2022$83,259 · 0.99%
Same employer
Similar plansRetail Trade · Florida
Cm Management, Inc. FL$11.2M · 0.39%
Paradies Gifts, Inc. FL$11.1M · 0.01%
Petro Services, Inc. FL$10.4M · 0.68%

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Source: U.S. Department of Labor, Form 5500 series, EIN 592925127 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.