Plan Ledger DOL Form 5500 · updated monthly

Commercial Credit Group Inc.401(k)

COMMERCIAL CREDIT GROUP INC. 401(K) PLAN · CHARLOTTE, NC · plan year 2025

Reported admin expense ratio · 2025
0.00%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Commercial Credit Group Inc. reported $1,320 in plan administrative expenses for 2025: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,106 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.02% to 0.00%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 430th-largest of 2,005 plans among North Carolina employers on file, and the 1,890th of 4,798 in finance & insurance. In 2025, employees put in $3.59 for every $1.00 the employer contributed; active participation has grown from 239 to 292 since 2022.

Plan summary
Net assets, end of year$42,310,707
Participants with balances285
Active participants292
Employer contributions$614,915
Employee contributions$2,209,333
Employer contribution per active participant$2,106
Average account balance$148,459
Benefits paid to participants$1,264,153
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$42.3M · 285 accts · $615K emplr
2024$35.0M · 233 accts · $596K emplr
2023$29.5M · 208 accts · $461K emplr
2022$23.8M · 208 accts · $484K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$1,320
Total administrative$1,320
The Commercial Credit Group Inc. 401(k) match · 2025
Employer contribution per active participant$2,106
Median for plans this size$2,666
2025$2,106 per active participant
2024$2,240 per active participant
2023$1,816 per active participant
2022$2,023 per active participant

Commercial Credit Group Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
JPMORGAN INVEST HOLDINGS LLC$1,320

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$1,320 · 0.00%
2024$2,720 · 0.01%
2023$2,594 · 0.01%
2022$3,445 · 0.02%
Same employer
Similar plansFinance & Insurance · North Carolina
Peoples Bank NC$36.6M · 0.09%
Uwharrie Capital Corp NC$32.1M · 0.23%
North State Bank NC$30.9M · 0.32%

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Source: U.S. Department of Labor, Form 5500 series, EIN 201409176 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.