Plan Ledger DOL Form 5500 · updated monthly

Columbine Management Services401(k)

COLUMBINE MANAGEMENT SERVICES INC. 401(K) RETIREMENT PLAN AND TRUST · FORT COLLINS, CO · plan year 2025

Reported admin expense ratio · 2025
0.04%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Columbine Management Services reported $13,817 in plan administrative expenses for 2025: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.21% to 0.04%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 309th-largest of 1,461 plans among Colorado employers on file, and the 2,330th of 11,911 in health care & social assistance. In 2025, employees put in $6778.54 for every $1.00 the employer contributed; active participation has grown from 935 to 1,315 since 2022.

Plan summary
Net assets, end of year$37,858,875
Participants with balances1,752
Active participants1,315
Employer contributions$440
Employee contributions$2,982,556
Employer contribution per active participant$0
Average account balance$21,609
Benefits paid to participants$3,281,188
Plan auditUnmodified (clean) audit opinion
AuditorSOUKUP BUSH & ASSOCIATES
Plan history4
Yearassets · accounts · employer contribution
2025$37.9M · 1,752 accts · $440 emplr
2024$32.5M · 1,639 accts
2023$27.7M · 1,403 accts · $18 emplr
2022$25.1M · 1,409 accts · $2 emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$13,817
Total administrative$13,817
The Columbine Management Services 401(k) match · 2025
Employer contribution per active participant$0
Median for plans this size$2,666
2025$0 per active participant
2023$0 per active participant
2022$0 per active participant

Columbine Management Services's 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$13,817
RBC WEALTH MANAGEMENTindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$13,817 · 0.04%
2024$22,247 · 0.07%
2023$23,001 · 0.09%
2022$59,412 · 0.21%
Same employer
Similar plansHealth Care & Social Assistance · Colorado
Denver Nephrologists, P.C. CO$41.7M · 0.02%
Heska Corporation CO$40.9M · 0.19%
Somalogic Incorporated CO$37.2M · 0.42%
San Luis Valley Health CO$36.8M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 841250112 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.