Plan Ledger DOL Form 5500 · updated monthly

Columbia Credit Union401(k)

COLUMBIA 401(K) PLAN · VANCOUVER, WA · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Columbia Credit Union reported $35,385 in plan administrative expenses for 2024: 0.09% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,889 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.10% to 0.09%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 423rd-largest of 1,714 plans among Washington employers on file, and the 1,968th of 4,798 in finance & insurance. In 2024, employees put in $1.82 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$39,898,818
Participants with balances382
Active participants294
Employer contributions$1,143,370
Employee contributions$2,079,017
Employer contribution per active participant$3,889
Average account balance$104,447
Benefits paid to participants$3,642,495
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$39.9M · 382 accts · $1.1M emplr
2023$34.7M · 391 accts · $1.2M emplr
2022$30.7M · 380 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$6,865
Investment management$28,520
Total administrative$35,385
The Columbia Credit Union 401(k) match · 2024
Employer contribution per active participant$3,889
Median for plans this size$2,416
2024$3,889 per active participant
2023$4,076 per active participant
2022$3,723 per active participant

Columbia Credit Union's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
SAGEVIEW ADVISORY GROUP LLC · Recordkeeping · Trustee$28,519
ADP, INC. · Loan processing · Recordkeeping$6,865
ADP BROKER-DEALERindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, SAGEVIEW ADVISORY GROUP LLC
2023ADP, SAGEVIEW ADVISORY GROUP LLC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$35,385 · 0.09%
2023$32,763 · 0.10%
2022$34,510 · 0.10%
Same employer
Similar plansFinance & Insurance · Washington
Brighton Jones, LLC WA$44.9M · 0.00%
Iq Credit Union WA$42.1M · 0.31%
Gesa Credit Union WA$41.1M · 0.20%
Timberland Bank WA$39.9M · 0.14%
Verus Advisory, Inc. WA$37.1M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 910617775 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.