Plan Ledger DOL Form 5500 · updated monthly

Columbia Construction Company401(k)

COLUMBIA CONSTRUCTION COMPANY 401(K) PLAN · NORTH READING, MA · plan year 2024

Reported admin expense ratio · 2024
0.04%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Columbia Construction Company reported $19,621 in plan administrative expenses for 2024: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,159 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.06% to 0.04%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 678th-largest of 2,726 plans among Massachusetts employers on file, and the 1,012th of 5,337 in construction. In 2024, employees put in $3.33 for every $1.00 the employer contributed; active participation has grown from 195 to 215 since 2022.

Plan summary
Net assets, end of year$53,003,018
Participants with balances211
Active participants215
Employer contributions$894,174
Employee contributions$2,980,581
Employer contribution per active participant$4,159
Average account balance$251,199
Benefits paid to participants$3,004,844
Plan auditUnmodified (clean) audit opinion
AuditorLIVINGSTON & HAYNES P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$53.0M · 211 accts · $894K emplr
2023$44.7M · 197 accts · $780K emplr
2022$36.4M · 185 accts · $687K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$19,621
Total administrative$19,621
The Columbia Construction Company 401(k) match · 2024
Employer contribution per active participant$4,159
Median for plans this size$2,416
2024$4,159 per active participant
2023$3,806 per active participant
2022$3,524 per active participant

Columbia Construction Company's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ASCENSUS · Recordkeeping · Loan processing$18,121
COMPASS 360, LLC · Recordkeeping$1,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ascensus, COMPASS 360, LLC
2023Ascensus, COMPASS 360 LLC

This plan has changed recordkeepers within these filings. If you left Columbia Construction Company before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$19,621 · 0.04%
2023$18,898 · 0.05%
2022$24,479 · 0.06%
Same employer
Similar plansConstruction · Massachusetts
Keville Enterprises, Inc. MA$47.0M · 0.31%
Elm Electrical, Inc. MA$43.8M · 0.01%
N.E.L. Corporation MA$43.6M · 0.01%
Sps New England, Inc. MA$42.2M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 041196435 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.