Plan Ledger DOL Form 5500 · updated monthly

Colonial Savings, F.A.401(k)

COLONIAL SAVINGS 401(K) PROFIT SHARING PLAN · FORT WORTH, TX · plan year 2022

Reported admin expense ratio · 2022
0.07%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Colonial Savings, F.A. reported $89,339 in plan administrative expenses for 2022: 0.07% of average plan assets, below the peer median. Employer contributions averaged $3,196 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.07% to 0.05%. The plan sits in the $50M–$250M size bracket, benchmarked here against 9,341 comparable plans and shown alongside other finance & insurance employers. By assets it is the 617th-largest of 5,688 plans among Texas employers on file, and the 948th of 4,798 in finance & insurance. In 2022, employees put in $1.73 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$107,948,857
Participants with balances597
Active participants452
Employer contributions$1,444,692
Employee contributions$2,493,700
Employer contribution per active participant$3,196
Average account balance$180,819
Benefits paid to participants$16,449,356
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$91.1M · 318 accts · $1.9M emplr
2024$87.9M · 359 accts · $937K emplr
2023$91.5M · 415 accts · $648K emplr
2022$107.9M · 597 accts · $1.4M emplr
The Colonial Savings, F.A. 401(k) match · 2022
Employer contribution per active participant$3,196
Median for plans this size$3,449
2025$10,801 per active participant
2024$4,734 per active participant
2023$3,057 per active participant
2022$3,196 per active participant

Colonial Savings, F.A.'s 2022 employer contribution ran below the $3,449 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Recordkeeper by year3
2025Vanguard
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$47,212 · 0.05%
2024$51,066 · 0.06%
2023$69,338 · 0.07%
2022$89,339 · 0.07%
Same employer
Similar plansFinance & Insurance · Texas
Broadway Bancshares, Inc. TX$120.9M · 0.16%
Amarillo National Bank TX$118.5M · 0.17%
Kestra Financial, Inc. TX$115.4M · 0.11%
Austin Bank, Texas, N.A. TX$103.3M · 0.00%
Triumph Financial, Inc. TX$101.0M · 0.11%
Canyon Partners, L.L.C. TX$95.2M · 0.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 751103106 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.