Plan Ledger DOL Form 5500 · updated monthly

College Track401(k)

COLLEGE TRACK 401(K) · OAKLAND, CA · plan year 2024

Reported admin expense ratio · 2024
0.53%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

College Track reported $47,883 in plan administrative expenses for 2024: 0.53% of average plan assets, above the peer median. Employer contributions averaged $3,191 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.64% to 0.53%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other educational services employers. By assets it is among the smaller plans on file in California (5,367th of 9,483), and 2,089th of 3,091 in educational services. In 2024, employees put in $1.73 for every $1.00 the employer contributed; active participation has grown from 199 to 230 since 2022.

Plan summary
Net assets, end of year$10,303,278
Participants with balances276
Active participants230
Employer contributions$733,929
Employee contributions$1,268,025
Employer contribution per active participant$3,191
Average account balance$37,331
Benefits paid to participants$589,739
Plan auditUnmodified (clean) audit opinion
AuditorMITCHELL TITUS
Plan history3
Yearassets · accounts · employer contribution
2024$10.3M · 276 accts · $734K emplr
2023$7.6M · 239 accts · $556K emplr
2022$6.0M · 225 accts · $548K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$11,212
Investment management$36,671
Total administrative$47,883
The College Track 401(k) match · 2024
Employer contribution per active participant$3,191
Median for plans this size$1,313
2024$3,191 per active participant
2023$2,527 per active participant
2022$2,751 per active participant

College Track's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
VITA PLANNING GROUP LLC · Investment advisory (plan)$20,210
EMPOWER ADVISORY GROUP, LLC · Investment management$16,461

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$47,883 · 0.53%
2023$37,741 · 0.56%
2022$41,046 · 0.64%
Same employer
Similar plansEducational Services · California
Ojai Valley School, Inc. CA$10.9M · 0.08%
Jserra Catholic High School CA$10.7M · 0.81%
Pacific Charter Institute CA$10.2M · 0.18%
Think Together CA$10.1M · 2.71%
John Adams Academy CA$9.9M · 1.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 943279613 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.