College of Our Lady of the Elms403(b)
ELMS COLLEGE RETIREMENT SAVINGS PLAN · CHICOPEE, MA · plan year 2024
Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works
College of Our Lady of the Elms reported $475 in plan administrative expenses for 2024: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $487 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 2 years on file its reported administrative ratio rose from 0.001% to 0.001%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 913th-largest of 2,726 plans among Massachusetts employers on file, and the 1,176th of 3,091 in educational services. In 2024, employees put in $4.58 for every $1.00 the employer contributed; active participation has shrunk from 490 to 419 since 2022.
College of Our Lady of the Elms's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.
This plan has changed recordkeepers within these filings. If you left College of Our Lady of the Elms before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).
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Source: U.S. Department of Labor, Form 5500 series, EIN 042225850 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.