Plan Ledger DOL Form 5500 · updated monthly

Cole Valley Christian Schools401(k)

COLE VALLEY CHRISTIAN SCHOOLS 401K RETIREMENT · MERIDIAN, ID · plan year 2024

Reported admin expense ratio · 2024
0.85%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Cole Valley Christian Schools reported $16,952 in plan administrative expenses for 2024: 0.85% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,099 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.00% to 0.85%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other educational services employers. By assets it is among the smaller plans on file in Idaho (283rd of 349), and 2,810th of 3,091 in educational services. In 2024, employees put in $1.29 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,386,304
Participants with balances131
Active participants137
Employer contributions$287,567
Employee contributions$369,957
Employer contribution per active participant$2,099
Average account balance$18,216
Benefits paid to participants$129,611
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$2.4M · 131 accts · $288K emplr
2023$1.6M · 133 accts · $256K emplr
2022$765K · 122 accts · $82K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$16,802
Total administrative$16,952
The Cole Valley Christian Schools 401(k) match · 2024
Employer contribution per active participant$2,099
Median for plans this size$1,313
2024$2,099 per active participant
2023$1,831 per active participant
2022$638 per active participant

Cole Valley Christian Schools's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
NFP RETIREMENT INC.indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$16,952 · 0.85%
2023$9,851 · 0.83%
2022$20 · 0.00%
Same employer
Similar plansEducational Services · Idaho
Braintree Group, LLC ID$4.9M · 1.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 862425049 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.