Plan Ledger DOL Form 5500 · updated monthly

Cognitive Medical Systems, Inc.401(k)

COGNITIVE MEDICAL SYSTEMS, INC 401(K) PLAN · SAN DIEGO, CA · plan year 2024

Reported admin expense ratio · 2024
0.35%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Cognitive Medical Systems, Inc. reported $20,035 in plan administrative expenses for 2024: 0.35% of average plan assets, below the peer median. Employer contributions averaged $3,447 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.35%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in California (6,460th of 9,483), and 9,165th of 11,654 in professional & technical services. In 2024, employees put in $1.43 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$6,610,019
Participants with balances245
Active participants150
Employer contributions$517,091
Employee contributions$737,620
Employer contribution per active participant$3,447
Average account balance$26,980
Benefits paid to participants$707,485
Plan auditUnmodified (clean) audit opinion
AuditorPKF SAN DIEGO, LLP
Plan history2
Yearassets · accounts · employer contribution
2024$6.6M · 245 accts · $517K emplr
2022$3.9M · 93 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,750
Investment management$16,285
Total administrative$20,035
The Cognitive Medical Systems, Inc. 401(k) match · 2024
Employer contribution per active participant$3,447
Median for plans this size$1,313

Cognitive Medical Systems, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
THE VANGUARD GROUP, INC. · Loan processing · Recordkeeping$3,750
OSAIC FINL · Investment advisory (plan)$12,667

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2024$20,035 · 0.35%
2022$14,630 · 0.34%
Similar plansProfessional & Technical Services · California
Dgn Technologies Inc CA$6.7M · 0.04%
Incorta, Inc. CA$6.6M · 0.47%
Arcules, Inc. CA$6.6M · 0.49%
Matonee Inc CA$6.6M · 0.18%
Embark Trucks, Inc. CA$6.6M · 0.11%
Buddha Jones, LLC CA$6.5M · 0.69%

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Source: U.S. Department of Labor, Form 5500 series, EIN 274258235 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.