Plan Ledger DOL Form 5500 · updated monthly

Cobalt Civil, LLC401(k)

COBALT CIVIL, LLC 401(K) PLAN · WINCHESTER, IN · plan year 2024

Reported admin expense ratio · 2024
0.16%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Cobalt Civil, LLC reported $4,312 in plan administrative expenses for 2024: 0.16% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,787 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.69% to 0.16%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Indiana (1,352nd of 1,562), and 4,618th of 5,337 in construction. In 2024, employees put in $2.80 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,677,303
Participants with balances119
Active participants79
Employer contributions$141,159
Employee contributions$395,920
Employer contribution per active participant$1,787
Average account balance$22,498
Benefits paid to participants$909,430
Plan auditUnmodified (clean) audit opinion
AuditorWHITINGER & COMPANY LLC
Plan history4
Yearassets · accounts · employer contribution
2025$0
2024$2.7M · 119 accts · $141K emplr
2023$2.6M · 137 accts · $158K emplr
2022$1.8M · 146 accts · $129K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,312
Total administrative$4,312
The Cobalt Civil, LLC 401(k) match · 2024
Employer contribution per active participant$1,787
Median for plans this size$1,313
2024$1,787 per active participant
2023$1,565 per active participant
2022$1,594 per active participant

Cobalt Civil, LLC's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Participant communication$1,240

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024OneAmerica
2023OneAmerica, WHITNGER & COMPANY

This plan has changed recordkeepers within these filings. If you left Cobalt Civil, LLC before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025Not separately reported
2024$4,312 · 0.16%
2023$16,790 · 0.75%
2022$13,450 · 0.69%
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Pools of Fun, Inc. IN$892K · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 824708238 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.