Plan Ledger DOL Form 5500 · updated monthly

Co-Opportunity Consumers' Co-Op, Inc.401(k)

CO-OPPORTUNITY 401(K) PROFIT SHARING PLAN · SANTA MONICA, CA · plan year 2024

Reported admin expense ratio · 2024
0.26%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Co-Opportunity Consumers' Co-Op, Inc. reported $10,641 in plan administrative expenses for 2024: 0.26% of average plan assets, below the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.60% to 0.26%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in California (7,282nd of 9,483), and 3,743rd of 4,246 in wholesale trade. active participation has shrunk from 86 to 65 since 2022.

Plan summary
Net assets, end of year$4,288,221
Participants with balances116
Active participants65
Employer contributions$0
Employee contributions$105,530
Employer contribution per active participant$0
Average account balance$36,967
Benefits paid to participants$307,992
Plan auditUnmodified (clean) audit opinion
AuditorWEGNER CPAS
Plan history3
Yearassets · accounts · employer contribution
2024$4.3M · 116 accts
2023$4.0M · 141 accts
2022$3.6M · 156 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$10,641
Total administrative$10,641
The Co-Opportunity Consumers' Co-Op, Inc. 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$1,313

Co-Opportunity Consumers' Co-Op, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$10,641

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$10,641 · 0.26%
2023$11,754 · 0.31%
2022$21,162 · 0.60%
Similar plansWholesale Trade · California
Revchem Composites Inc CA$4.4M · 0.74%
Particle Industries, Inc CA$4.3M · 0.14%
Prezero US. Inc. CA$4.3M · 0.56%
Star Fisheries, Inc. CA$4.3M · 0.49%
Ilia, Inc. CA$4.1M · 0.12%
G.B.T Inc. (USA) CA$4.1M · 0.10%
Patton Sales Corporation CA$4.1M · 0.30%

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Source: U.S. Department of Labor, Form 5500 series, EIN 953065305 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.