Plan Ledger DOL Form 5500 · updated monthly

Cno Services, LLC401(k)

CNO 401K PLAN · CARMEL, IN · plan year 2024

Reported admin expense ratio · 2024
0.12%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Cno Services, LLC reported $658,911 in plan administrative expenses for 2024: 0.12% of average plan assets, above the peer median. Employer contributions averaged $3,309 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.117%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other finance & insurance employers. By assets it is the 29th-largest of 1,562 plans among Indiana employers on file, and the 273rd of 4,798 in finance & insurance. In 2024, employees put in $2.41 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$596,956,662
Participants with balances5,120
Active participants3,430
Employer contributions$11,351,568
Employee contributions$27,390,102
Employer contribution per active participant$3,309
Average account balance$116,593
Benefits paid to participants$45,322,039
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$597.0M · 5,120 accts · $11.4M emplr
2023$525.6M · 5,166 accts · $10.9M emplr
2022$458.4M · 5,095 accts · $10.7M emplr
The Cno Services, LLC 401(k) match · 2024
Employer contribution per active participant$3,309
Median for plans this size$4,294
2024$3,309 per active participant
2023$3,166 per active participant
2022$3,153 per active participant

Cno Services, LLC's 2024 employer contribution ran below the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
THE VANGUARD GROUP, INC. · Recordkeeping · Consulting$364,126
VANGUARD ADVISERS INC. · Investment advisory (participants)$214,840
FIDUCIENT ADVISORS LLC · Investment advisory (plan)$93,745

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$658,911 · 0.12%
2023$589,745 · 0.12%
2022$578,657 · 0.12%
Same employer
Similar plansFinance & Insurance · Indiana
Ath Holding Company, LLC IN$12.1B · 0.05%
The Hometown Savings Bank IN$1.0B · 0.00%
Medpro Group IN$369.4M · 0.05%
First Merchants Corporation IN$299.7M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 351965822 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.