Plan Ledger DOL Form 5500 · updated monthly

Cnb Bank Shares, Inc.401(k)

CNB BANK SHARES, INC. 401(K) · CARLINVILLE, IL · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Cnb Bank Shares, Inc. reported $41,038 in plan administrative expenses for 2024: 0.11% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,598 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.08% to 0.11%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,100th-largest of 3,702 plans among Illinois employers on file, and the 1,961st of 4,798 in finance & insurance. In 2024, employees put in $1.50 for every $1.00 the employer contributed; active participation has grown from 266 to 388 since 2022.

Plan summary
Net assets, end of year$39,998,968
Participants with balances330
Active participants388
Employer contributions$1,007,910
Employee contributions$1,509,578
Employer contribution per active participant$2,598
Average account balance$121,209
Benefits paid to participants$4,747,442
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$40.0M · 330 accts · $1.0M emplr
2023$37.3M · 369 accts · $1.4M emplr
2022$32.0M · 381 accts · $646K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$20,285
Investment management$20,753
Total administrative$41,038
The Cnb Bank Shares, Inc. 401(k) match · 2024
Employer contribution per active participant$2,598
Median for plans this size$2,416
2024$2,598 per active participant
2023$5,247 per active participant
2022$2,428 per active participant

Cnb Bank Shares, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
EPIC RETIREMENT PLAN SERVICES · Recordkeeping · Loan processing$35,628
RETIREMENT DIRECT · Loan processing$5,410
CHARLES SCHWAB TRUST BANK · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024EPIC RPS
2023EPIC RPS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$41,038 · 0.11%
2023$21,043 · 0.06%
2022$28,484 · 0.08%
Same employer
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Rmb Capital Management, LLC IL$40.2M · 0.04%
Bankfinancial, NA IL$39.8M · 0.23%
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Source: U.S. Department of Labor, Form 5500 series, EIN 371125050 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.