Plan Ledger DOL Form 5500 · updated monthly

Clearwater Marine Aquarium, Inc.401(k)

CLEARWATER MARINE AQUARIUM, INC. 401(K) PLAN · CLEARWATER, FL · plan year 2024

Reported admin expense ratio · 2024
0.74%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Clearwater Marine Aquarium, Inc. reported $23,157 in plan administrative expenses for 2024: 0.74% of average plan assets, above the peer median. Employer contributions averaged $824 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.88% to 0.74%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other arts, entertainment & recreation employers. By assets it is among the smaller plans on file in Florida (2,809th of 3,644), and 1,038th of 1,311 in arts, entertainment & recreation. In 2024, employees put in $1.98 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,437,678
Participants with balances130
Active participants219
Employer contributions$180,496
Employee contributions$357,416
Employer contribution per active participant$824
Average account balance$26,444
Benefits paid to participants$373,769
Plan auditUnmodified (clean) audit opinion
AuditorPDR CPAS + ADVISORS
Plan history3
Yearassets · accounts · employer contribution
2024$3.4M · 130 accts · $180K emplr
2023$2.8M · 146 accts · $167K emplr
2022$2.0M · 128 accts · $120K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$23,157
Total administrative$23,157
The Clearwater Marine Aquarium, Inc. 401(k) match · 2024
Employer contribution per active participant$824
Median for plans this size$1,313
2024$824 per active participant
2023$585 per active participant
2022$510 per active participant

Clearwater Marine Aquarium, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ASCENSUS LLC · Recordkeeping$15,691
MERRILL LYNCH RETIREMENT · Investment advisory (plan)$11,975

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ascensus
2023Ascensus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$23,157 · 0.74%
2023$19,081 · 0.79%
2022$18,377 · 0.88%
Same employer
Similar plansArts, Entertainment & Recreation · Florida
Fun Spot of Florida, Inc. FL$4.0M · 0.27%
Miami City Ballet, Inc. FL$3.6M · 0.42%
Norton Museum of Art, Inc FL$3.1M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 592086737 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.