Plan Ledger DOL Form 5500 · updated monthly

Clearwater Analytics, LLC401(k)

CLEARWATER ANALYTICS 401K PLAN · BOISE, ID · plan year 2024

Employer contribution per participant · 2024
$4,154

Clearwater Analytics, LLC's 2024 Form 5500 did not separately report plan administrative expenses, which is common where recordkeeping is paid through investment revenue-sharing or a master trust. The plan held $114,774,519 across 1,363 participant accounts, with employer contributions averaging $4,154 per active participant. See methodology for what Form 5500 does and doesn't capture.

Across the 1 year on file its reported administrative ratio rose from 0.00% to 0.02%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 21st-largest of 349 plans among Idaho employers on file, and the 904th of 4,798 in finance & insurance. In 2024, employees put in $2.17 for every $1.00 the employer contributed; active participation has grown from 948 to 1,044 since 2022.

Plan summary
Net assets, end of year$114,774,519
Participants with balances1,363
Active participants1,044
Employer contributions$4,336,463
Employee contributions$9,403,466
Employer contribution per active participant$4,154
Average account balance$84,207
Benefits paid to participants$7,975,038
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$114.8M · 1,363 accts · $4.3M emplr
2023$92.5M · 1,263 accts · $4.1M emplr
2022$70.0M · 1,243 accts · $4.0M emplr
The Clearwater Analytics, LLC 401(k) match · 2024
Employer contribution per active participant$4,154
Median for plans this size$3,635
2024$4,154 per active participant
2023$4,450 per active participant
2022$4,271 per active participant

Clearwater Analytics, LLC's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processingindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024Not separately reported
2023$14,360 · 0.02%
2022$2,931 · 0.00%
Same employer
Similar plansFinance & Insurance · Idaho
Kestra Financial, Inc. TX$115.4M · 0.11%
Ambac Financial Group NY$115.3M · 0.07%
Relation Insurance, Inc. KS$114.9M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 421658172 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.