Plan Ledger DOL Form 5500 · updated monthly

Clearcaptions, LLC401(k)

CLEARCAPTIONS, LLC 401(K) PLAN · ROSEVILLE, CA · plan year 2024

Reported admin expense ratio · 2024
0.57%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Clearcaptions, LLC reported $87,055 in plan administrative expenses for 2024: 0.57% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,333 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.73% to 0.57%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 3,968th-largest of 9,483 plans among California employers on file, and 6,000th of 11,654 in professional & technical services. In 2024, employees put in $2.50 for every $1.00 the employer contributed; active participation has grown from 281 to 437 since 2022.

Plan summary
Net assets, end of year$17,598,526
Participants with balances329
Active participants437
Employer contributions$1,019,609
Employee contributions$2,552,811
Employer contribution per active participant$2,333
Average account balance$53,491
Benefits paid to participants$2,057,587
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$17.6M · 329 accts · $1.0M emplr
2023$13.0M · 401 accts · $786K emplr
2022$8.5M · 304 accts · $513K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$51,119
Investment management$35,936
Total administrative$87,055
The Clearcaptions, LLC 401(k) match · 2024
Employer contribution per active participant$2,333
Median for plans this size$2,416
2024$2,333 per active participant
2023$2,051 per active participant
2022$1,826 per active participant

Clearcaptions, LLC's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
WORLD INVESTMENT ADVISORS LLC · Investment advisory (plan)$35,936

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$87,055 · 0.57%
2023$73,058 · 0.68%
2022$62,024 · 0.73%
Same employer
Similar plansProfessional & Technical Services · California
Vca Consultants, Inc. CA$17.6M · 0.36%
Ecology Action CA$17.6M · 0.50%
Ibisworld Inc CA$17.6M · 0.03%
Nisum Technologies, Inc. CA$17.6M · 0.38%

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Source: U.S. Department of Labor, Form 5500 series, EIN 472257839 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.