Plan Ledger DOL Form 5500 · updated monthly

Clarity Child Guidance Center403(b)

CLARITY CHILD GUIDANCE CENTER 403B PLAN · SAN ANTONIO, TX · plan year 2024

Reported admin expense ratio · 2024
0.32%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Clarity Child Guidance Center reported $31,683 in plan administrative expenses for 2024: 0.32% of average plan assets, below the peer median. Employer contributions averaged $440 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.32%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Texas (2,999th of 5,688), and the 5,577th of 11,911 in health care & social assistance. In 2024, employees put in $6.64 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$10,424,144
Participants with balances404
Active participants317
Employer contributions$139,449
Employee contributions$926,289
Employer contribution per active participant$440
Average account balance$25,802
Benefits paid to participants$1,141,391
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$10.4M · 404 accts · $139K emplr
2023$9.3M · 329 accts · $221K emplr
2022$7.6M · 366 accts · $170K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$6,160
Investment management$25,523
Total administrative$31,683
Employer contributions to the Clarity Child Guidance Center plan · 2024
Employer contribution per active participant$440
Median for plans this size$1,313
2024$440 per active participant
2023$715 per active participant
2022$550 per active participant

Clarity Child Guidance Center's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Loan processing$6,517
FUTURE CAPITAL · Investment advisory (participants)$25,523

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$31,683 · 0.32%
2023$24,312 · 0.29%
2022$24,577 · 0.31%
Same employer
Similar plansHealth Care & Social Assistance · Texas
Columbus Community Hospital TX$10.6M · 0.46%
Dynamic Access LLC TX$10.5M · 0.27%
Excelin Home Health, LLC TX$10.5M · 0.81%
Westminster Manor TX$10.4M · 0.78%
Spine Team Texas, P.A. TX$10.2M · 0.37%

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Source: U.S. Department of Labor, Form 5500 series, EIN 741153067 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.