Plan Ledger DOL Form 5500 · updated monthly

Clarity Care, Inc.403(b)

CLARITY CARE, INC RETIREMENT PLAN · OSHKOSH, WI · plan year 2024

Reported admin expense ratio · 2024
1.19%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Clarity Care, Inc. reported $61,574 in plan administrative expenses for 2024: 1.19% of average plan assets, higher than ~75% of peers. Employer contributions averaged $105 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.25% to 1.19%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Wisconsin (1,594th of 1,936), and 2,237th of 3,341 in other services. In 2024, employees put in $3.46 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,378,833
Participants with balances157
Active participants565
Employer contributions$59,114
Employee contributions$204,574
Employer contribution per active participant$105
Average account balance$34,260
Benefits paid to participants$380,143
Plan auditUnmodified (clean) audit opinion
AuditorKERBERROSE SC
Plan history3
Yearassets · accounts · employer contribution
2024$5.4M · 157 accts · $59K emplr
2023$5.0M · 170 accts · $36K emplr
2022$4.4M · 167 accts · $136K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$53,078
Investment management$1,402
Audit (IQPA)$7,094
Total administrative$61,574
Employer contributions to the Clarity Care, Inc. plan · 2024
Employer contribution per active participant$105
Median for plans this size$1,313
2024$105 per active participant
2023$73 per active participant
2022$258 per active participant

Clarity Care, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
EMPOWER ANNUITY INSURANCE COMPANY O · Contract administrator · Recordkeeping$45,513
MAP RETIREMENT INC · Contract administrator$7,565
KERBER, ROSE S.C. · Accounting / audit$7,094
EMPOWER ADVISORY GROUP, LLC · Investment management$1,402
MORGAN STANLEY SMITH BARNEY LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Empower
2023Empower

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$61,574 · 1.19%
2023$59,957 · 1.27%
2022$59,903 · 1.25%
Same employer
Similar plansOther Services · Wisconsin
Huebsch Laundry Company WI$6.2M · 0.94%
Bay Towel, Inc. WI$5.8M · 0.71%
Master Fleet, LLC WI$5.7M · 0.77%
Workforce Resource, Inc. WI$4.0M · 0.48%

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Source: U.S. Department of Labor, Form 5500 series, EIN 391569283 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.