Plan Ledger DOL Form 5500 · updated monthly

Civiltech Engineering, Inc.401(k)

CIVILTECH ENGINEERING, INC. PROFIT SHARING PLAN · ITASCA, IL · plan year 2025

Reported admin expense ratio · 2025
0.15%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Civiltech Engineering, Inc. reported $50,569 in plan administrative expenses for 2025: 0.15% of average plan assets, below the peer median. Employer contributions averaged $5,760 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.14% to 0.15%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 1,138th-largest of 3,702 plans among Illinois employers on file, and the 3,447th of 11,654 in professional & technical services. In 2025, employees put in $1.65 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$37,920,657
Participants with balances178
Active participants141
Employer contributions$812,183
Employee contributions$1,336,197
Employer contribution per active participant$5,760
Average account balance$213,037
Benefits paid to participants$1,965,195
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$37.9M · 178 accts · $812K emplr
2024$31.5M · 173 accts · $215K emplr
2023$26.7M · 167 accts · $199K emplr
2022$21.5M · 158 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$1,362
Investment management$5,278
Total administrative$50,569
The Civiltech Engineering, Inc. 401(k) match · 2025
Employer contribution per active participant$5,760
Median for plans this size$2,666
2025$5,760 per active participant
2024$1,592 per active participant
2023$1,464 per active participant

Civiltech Engineering, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
ACEC RETIREMENT TRUST$43,929
EMPOWER ADVISORY GROUP, LLC · Investment management$5,278

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$50,569 · 0.15%
2024$43,239 · 0.15%
2023$34,757 · 0.14%
2022$32,884 · 0.14%
Same employer
Similar plansProfessional & Technical Services · Illinois
Klingner & Associates, P.C. IL$38.5M · 0.18%
Tressler LLP IL$38.1M · 0.29%
Scheffel & Company, P.C. IL$38.0M · 0.04%
Codilis & Associates, P.C. IL$37.2M · 0.29%
Sdi Presence LLC IL$36.7M · 0.23%
Topbloc, LLC IL$36.5M · 0.34%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 363606666 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.