Plan Ledger DOL Form 5500 · updated monthly

Civil Design, Inc.401(k)

CDI 401(K) PLAN · ST. LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
0.45%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Civil Design, Inc. reported $48,820 in plan administrative expenses for 2024: 0.45% of average plan assets, above the peer median. Employer contributions averaged $3,032 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Missouri (772nd of 1,393), and 7,336th of 11,654 in professional & technical services. In 2024, employees put in $2.28 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$12,188,916
Participants with balances138
Active participants144
Employer contributions$436,581
Employee contributions$997,298
Employer contribution per active participant$3,032
Average account balance$88,325
Benefits paid to participants$228,012
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$875
Investment management$47,945
Total administrative$48,820
The Civil Design, Inc. 401(k) match · 2024
Employer contribution per active participant$3,032
Median for plans this size$2,416

Civil Design, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
LINCOLN NATIONAL CORPORATION · Contract administrator$47,945

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$48,820 · 0.45%
Same employer
Similar plansProfessional & Technical Services · Missouri
Environmental Works, Inc. MO$12.7M · 0.84%
Icc, Inc. MO$11.6M · 0.44%
The Syllogisteks Company MO$11.2M · 0.14%
Latchable, Inc. MO$10.9M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431743245 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.