Plan Ledger DOL Form 5500 · updated monthly

Citygate Hospitality LLC401(k)

CITYGATE HOSPITALITY LLC RETIREMENT SAVINGS PLAN · NAPERVILLE, IL · plan year 2025

Reported admin expense ratio · 2025
2.58%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Citygate Hospitality LLC reported $51,265 in plan administrative expenses for 2025: 2.58% of average plan assets, higher than ~90% of peers. Employer contributions averaged $798 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 1.84% to 2.58%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in Illinois (3,326th of 3,702), and 1,366th of 2,240 in accommodation & food services. In 2025, employees put in $2.62 for every $1.00 the employer contributed; active participation has grown from 117 to 139 since 2022.

Plan summary
Net assets, end of year$2,254,238
Participants with balances175
Active participants139
Employer contributions$110,898
Employee contributions$290,737
Employer contribution per active participant$798
Average account balance$12,881
Benefits paid to participants$124,234
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$2.3M · 175 accts · $111K emplr
2024$1.7M · 169 accts · $92K emplr
2023$1.4M · 172 accts · $82K emplr
2022$1.2M · 192 accts · $74K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$51,265
Total administrative$51,265
The Citygate Hospitality LLC 401(k) match · 2025
Employer contribution per active participant$798
Median for plans this size$1,464
2025$798 per active participant
2024$758 per active participant
2023$711 per active participant
2022$636 per active participant

Citygate Hospitality LLC's 2025 employer contribution ran below the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
TRANSAMERICA RETIREMENT SOLUTION, L · Recordkeeping · Loan processing$17,162
RETIREMENT SOLUTION GROUP · Recordkeeping · Loan processing$7,405
SIKICH CPA LLC · Accounting / audit$17,992
GLOBAL RETIREMENT PARTNERS LLC · Investment advisory (plan)$8,706

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2025RETIREMENT SOLUTION GROUP, Transamerica
2024RETIREMENT SOLUTION GROUP, Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$51,265 · 2.58%
2024$54,387 · 3.54%
2023$34,065 · 2.68%
2022$22,777 · 1.84%
Similar plansAccommodation & Food Services · Illinois
McGraw Enterprises Inc IL$2.9M · 0.78%
College Fresh, Inc. IL$2.7M · 1.11%
Barracos Pizza IL$2.2M · 0.52%
Bold Enterprises, Inc. IL$2.2M · 0.87%
Patio Food Products, Inc. IL$2.2M · 1.28%
King Enterprises IL$2.2M · 0.03%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 200939212 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.