Plan Ledger DOL Form 5500 · updated monthly

Citizen Potawatomi Nation401(k)

CITIZEN POTAWATOMI NATION EMPLOYEE 401(K) RETIREMENT PLAN · SHAWNEE, OK · plan year 2024

Reported admin expense ratio · 2024
0.04%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Citizen Potawatomi Nation reported $23,409 in plan administrative expenses for 2024: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,283 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.03% to 0.04%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other other services employers. By assets it is the 86th-largest of 724 plans among Oklahoma employers on file, and the 334th of 3,341 in other services. In 2024, employees put in $1.47 for every $1.00 the employer contributed; active participation has grown from 2,051 to 2,260 since 2022.

Plan summary
Net assets, end of year$63,423,289
Participants with balances1,205
Active participants2,260
Employer contributions$2,899,043
Employee contributions$4,250,619
Employer contribution per active participant$1,283
Average account balance$52,633
Benefits paid to participants$6,303,113
Plan auditUnmodified (clean) audit opinion
AuditorROSE ROCK CPAS, PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$63.4M · 1,205 accts · $2.9M emplr
2023$54.3M · 1,166 accts · $2.7M emplr
2022$46.1M · 1,217 accts · $2.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$13,948
Investment management$9,461
Total administrative$23,409
The Citizen Potawatomi Nation 401(k) match · 2024
Employer contribution per active participant$1,283
Median for plans this size$3,635
2024$1,283 per active participant
2023$1,213 per active participant
2022$1,135 per active participant

Citizen Potawatomi Nation's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
JOHN HANCOCK · Recordkeeping · Loan processing$23,408

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$23,409 · 0.04%
2023$19,144 · 0.04%
2022$17,502 · 0.03%
Similar plansOther Services · Oklahoma
The California Endowment CA$63.3M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 730945447 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.