Plan Ledger DOL Form 5500 · updated monthly

Citi Trends, Inc.401(k)

CITI TRENDS, INC. 401(K) PROFIT SHARING PLAN · SAVANNAH, GA · plan year 2024

Reported admin expense ratio · 2024
0.20%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Citi Trends, Inc. reported $36,591 in plan administrative expenses for 2024: 0.20% of average plan assets, below the peer median. Employer contributions averaged $84 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.29% to 0.20%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 896th-largest of 2,160 plans among Georgia employers on file, and the 1,541st of 5,215 in retail trade. In 2024, employees put in $4.76 for every $1.00 the employer contributed; active participation has grown from 2,701 to 5,924 since 2022.

Plan summary
Net assets, end of year$18,935,278
Participants with balances683
Active participants5,924
Employer contributions$497,363
Employee contributions$2,365,914
Employer contribution per active participant$84
Average account balance$27,724
Benefits paid to participants$2,500,071
Plan auditUnmodified (clean) audit opinion
AuditorSYMPHONA LLP
Plan history3
Yearassets · accounts · employer contribution
2024$18.9M · 683 accts · $497K emplr
2023$16.8M · 637 accts · $496K emplr
2022$15.9M · 687 accts · $537K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$33,591
Total administrative$36,591
The Citi Trends, Inc. 401(k) match · 2024
Employer contribution per active participant$84
Median for plans this size$2,416
2024$84 per active participant
2023$181 per active participant
2022$199 per active participant

Citi Trends, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$36,591

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$36,591 · 0.20%
2023$53,882 · 0.33%
2022$49,010 · 0.29%
Same employer
Similar plansRetail Trade · Georgia
Stark Properties Inc GA$25.0M · 0.77%
Huddle House Inc. GA$23.9M · 1.70%
Kennesaw Motor Sales, Inc. GA$23.0M · 0.05%
Pull-A-Part LLC GA$18.3M · 0.05%
Wayfield Foods, Inc. GA$17.8M · 0.14%
Vaden Holding, Inc. GA$17.7M · 0.66%

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Source: U.S. Department of Labor, Form 5500 series, EIN 522150697 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.