Plan Ledger DOL Form 5500 · updated monthly

Circulo Health Services Inc401(k)

CIRCULO HEALTH SERVICES INC 401(K) PROFIT SHARING PLAN & TRUST · GALLIPOLIS, OH · plan year 2025

Reported admin expense ratio · 2025
1.61%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Circulo Health Services Inc reported $8,747 in plan administrative expenses for 2025: 1.61% of average plan assets, above the peer median. Employer contributions averaged $525 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.64% to 1.61%. The plan sits in the under $1M size bracket, benchmarked here against 55 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Ohio (3,199th of 3,295), and 11,393rd of 11,654 in professional & technical services. In 2025, employees put in $1.28 for every $1.00 the employer contributed; active participation has shrunk from 228 to 154 since 2023.

Plan summary
Net assets, end of year$610,298
Participants with balances160
Active participants154
Employer contributions$80,887
Employee contributions$103,522
Employer contribution per active participant$525
Average account balance$3,814
Benefits paid to participants$134,911
Plan auditUnmodified (clean) audit opinion
AuditorMIKE AVERSANO CPA, PC
Plan history3
Yearassets · accounts · employer contribution
2025$610K · 160 accts · $81K emplr
2024$479K · 178 accts · $96K emplr
2023$471K · 524 accts · $150K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$7,645
Investment management$242
Trustee / custodial$860
Total administrative$8,747
The Circulo Health Services Inc 401(k) match · 2025
Employer contribution per active participant$525
Median for plans this size$472
2025$525 per active participant
2024$459 per active participant
2023$659 per active participant

Circulo Health Services Inc's 2025 employer contribution ran above the $472 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
PAYCHEX, INC. · Recordkeeping$6,320

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2025Paychex
2024Paychex

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2025$8,747 · 1.61%
2024$33,811 · 7.12%
2023$2,434 · 0.64%
Similar plansProfessional & Technical Services · Ohio
U.S.Tank Alliance, Inc. OH$1.1M · 0.15%
Bel Air Care Center OH$571K · 2.99%
Dizer Corp OH$396K · 1.61%
Fairhaven Industries Inc OH$208K · 3.38%

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Source: U.S. Department of Labor, Form 5500 series, EIN 871394524 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.