Plan Ledger DOL Form 5500 · updated monthly

Circle Graphics Inc.401(k)

CIRCLE GRAPHICS EMPLOYEES 401K RETIREMENT PLAN · LONGMONT, CO · plan year 2024

Reported admin expense ratio · 2024
0.89%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Circle Graphics Inc. reported $217,329 in plan administrative expenses for 2024: 0.89% of average plan assets, higher than ~90% of peers. Employer contributions averaged $664 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.08% to 0.89%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 417th-largest of 1,461 plans among Colorado employers on file, and the 5,024th of 13,661 in manufacturing. In 2024, employees put in $3.28 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$25,734,711
Participants with balances542
Active participants988
Employer contributions$655,712
Employee contributions$2,151,468
Employer contribution per active participant$664
Average account balance$47,481
Benefits paid to participants$3,285,735
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$0 · $125K emplr
2024$25.7M · 542 accts · $656K emplr
2023$23.2M · 626 accts · $629K emplr
2022$12.8M · 481 accts · $559K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$48,272
Investment management$58,794
Total administrative$217,329
The Circle Graphics Inc. 401(k) match · 2024
Employer contribution per active participant$664
Median for plans this size$2,416
2024$664 per active participant
2023$559 per active participant
2022$561 per active participant

Circle Graphics Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
VOYA RETIREMENT INSURANCE & ANNUITY · Investment advisory (participants)$270,437
VOYA RETIREMENT ADVISORS, LLC · Investment advisory (participants)$892

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025Not separately reported
2024$217,329 · 0.89%
2023$50,408 · 0.28%
2022$11,290 · 0.08%
Same employer
Similar plansManufacturing · Colorado
Epilog Corporation CO$28.4M · 0.12%
Boulder Scientific Company CO$28.2M · 0.32%
First Rf Corporation CO$27.0M · 0.01%
Dpix, LLC CO$25.7M · 0.25%
Wright & McGill Company CO$24.1M · 0.42%
Honeybee Robotics LLC CO$24.1M · 0.10%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 203076268 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.