Plan Ledger DOL Form 5500 · updated monthly

Cincinnati USA Regional Chamber401(k)

CINCINNATI USA REGIONAL CHAMBER 401(K) PLAN · CINCINNATI, OH · plan year 2024

Reported admin expense ratio · 2024
0.55%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cincinnati USA Regional Chamber reported $66,630 in plan administrative expenses for 2024: 0.55% of average plan assets, higher than ~75% of peers. Employer contributions averaged $5,073 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.46% to 0.55%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Ohio (1,736th of 3,295), and the 1,404th of 3,341 in other services. In 2024, employees put in $1.90 for every $1.00 the employer contributed; active participation has grown from 63 to 71 since 2022.

Plan summary
Net assets, end of year$13,030,355
Participants with balances119
Active participants71
Employer contributions$360,175
Employee contributions$685,954
Employer contribution per active participant$5,073
Average account balance$109,499
Benefits paid to participants$1,011,180
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$13.0M · 119 accts · $360K emplr
2023$11.4M · 119 accts · $284K emplr
2022$9.4M · 119 accts · $250K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$26,589
Investment management$40,041
Total administrative$66,630
The Cincinnati USA Regional Chamber 401(k) match · 2024
Employer contribution per active participant$5,073
Median for plans this size$2,416
2024$5,073 per active participant
2023$4,184 per active participant
2022$3,975 per active participant

Cincinnati USA Regional Chamber's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
EMPOWER ADVISORY GROUP, LLC · Investment management$25,998
FIFTH THIRD BANK · Investment advisory (plan)$14,043

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$66,630 · 0.55%
2023$54,398 · 0.52%
2022$46,734 · 0.46%
Similar plansOther Services · Ohio
Csa Service Solutions, LLC OH$15.1M · 0.75%
Company Wrench, LTD OH$14.8M · 0.28%
Charles Penzone, Inc. OH$14.6M · 0.49%
The Hannon Company OH$12.5M · 0.41%
Mike's Carwash, Inc. OH$11.8M · 0.97%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 310239310 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.