Plan Ledger DOL Form 5500 · updated monthly

Christian Brothers Heating & Air Conditioning, Inc.401(k)

CHRISTIAN BROTHERS HEATING & AIR CONDITIONING, INC. CONTRACTORS & EMPLOYEES 401(K) PLAN · MIRA LOMA, CA · plan year 2024

Reported admin expense ratio · 2024
1.78%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Christian Brothers Heating & Air Conditioning, Inc. reported $66,464 in plan administrative expenses for 2024: 1.78% of average plan assets, higher than ~90% of peers. Employer contributions averaged $593 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.89% to 1.78%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in California (7,498th of 9,483), and 2,510th of 3,341 in other services. In 2024, employees put in $2.46 for every $1.00 the employer contributed; active participation has shrunk from 267 to 232 since 2022.

Plan summary
Net assets, end of year$3,740,239
Participants with balances198
Active participants232
Employer contributions$137,673
Employee contributions$338,531
Employer contribution per active participant$593
Average account balance$18,890
Benefits paid to participants$740,256
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$3.7M · 198 accts · $138K emplr
2023$3.7M · 208 accts · $285K emplr
2022$3.1M · 173 accts · $271K emplr
Administrative expenses, itemized · 2024
Investment management$36,659
Total administrative$66,464
The Christian Brothers Heating & Air Conditioning, Inc. 401(k) match · 2024
Employer contribution per active participant$593
Median for plans this size$1,313
2024$593 per active participant
2023$1,239 per active participant
2022$1,016 per active participant

Christian Brothers Heating & Air Conditioning, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
JOHN HANCOCK LIFE INSURANCE CO USA · Recordkeeping · Investment management$3,788
CLIFTONLARSONALLEN LLP · Accounting / audit$17,850
PENSION BENEFITS UNLIMITED, INC. · Contract administrator · Pension consulting$8,355

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$66,464 · 1.78%
2023$63,101 · 1.84%
2022$57,650 · 1.89%
Similar plansOther Services · California
Mission Graduates CA$3.7M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 330193531 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.