Plan Ledger DOL Form 5500 · updated monthly

Chappaqua Transportation, Inc.401(k)

CHAPPAQUA TRANSPORTATION, INC. PROFIT SHARING PLAN · CHAPPAQUA, NY · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Chappaqua Transportation, Inc. reported $2,042 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $378 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.03% to 0.05%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in New York (4,636th of 5,648), and 1,754th of 2,677 in transportation & warehousing. In 2024, employees put in $5.42 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,221,273
Participants with balances113
Active participants122
Employer contributions$46,112
Employee contributions$249,725
Employer contribution per active participant$378
Average account balance$37,356
Benefits paid to participants$138,795
Plan auditUnmodified (clean) audit opinion
AuditorLUTZ,SELIG ZERONDA, CPAS, L.L.P
Plan history3
Yearassets · accounts · employer contribution
2024$4.2M · 113 accts · $46K emplr
2023$3.5M · 118 accts · $41K emplr
2022$3.0M · 105 accts · $35K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,042
Total administrative$2,042
The Chappaqua Transportation, Inc. 401(k) match · 2024
Employer contribution per active participant$378
Median for plans this size$1,313
2024$378 per active participant
2023$302 per active participant
2022$309 per active participant

Chappaqua Transportation, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
MAIN STREET FINANCIAL SOLUTIONS LLC · Investment advisory (plan)$11,257
SIDE BY SIDE FINANCIALS INC · Contract administrator$1,275
EMPOWER ADVISORY GROUP · Investment management$153
CREATIVE PLANNING HOLDCO LLC DBA$69

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$2,042 · 0.05%
2023$2,601 · 0.08%
2022$1,140 · 0.03%
Similar plansTransportation & Warehousing · New York
Rolling V Bus Corp NY$4.2M · 0.84%
West Point Tours, Inc. NY$3.5M · 0.53%
Airsea Packing Group Inc. NY$3.5M · 1.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 132596447 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.