Plan Ledger DOL Form 5500 · updated monthly

Champlain College Incorporated403(b)

CHAMPLAIN COLLEGE DEFINED CONTRIBUTION RETIREMENT PLAN · BURLINGTON, VT · plan year 2025

Reported admin expense ratio · 2025
0.16%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Champlain College Incorporated reported $192,906 in plan administrative expenses for 2025: 0.16% of average plan assets, above the peer median. Employer contributions averaged $2,105 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.08% to 0.16%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other educational services employers. By assets it is the 12th-largest of 230 plans among Vermont employers on file, and the 429th of 3,091 in educational services. In 2025, employees put in $2.84 for every $1.00 the employer contributed; active participation has shrunk from 450 to 388 since 2022.

Plan summary
Net assets, end of year$127,575,643
Participants with balances796
Active participants388
Employer contributions$816,705
Employee contributions$2,320,519
Employer contribution per active participant$2,105
Average account balance$160,271
Benefits paid to participants$8,868,749
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$127.6M · 796 accts · $817K emplr
2024$116.5M · 810 accts · $1.9M emplr
2023$109.2M · 821 accts · $2.9M emplr
2022$93.9M · 803 accts · $2.7M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$103,541
Investment management$56,853
Audit (IQPA)$32,500
Total administrative$192,906
Employer contributions to the Champlain College Incorporated plan · 2025
Employer contribution per active participant$2,105
Median for plans this size$4,093
2025$2,105 per active participant
2024$4,918 per active participant
2023$6,078 per active participant
2022$6,082 per active participant

Champlain College Incorporated's 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
TIAA · Recordkeeping · Pension consulting$103,540
PENSIONMARK FINANCIAL GROUP LLC · Investment advisory (plan)$56,853
MCSOLEY MCCOY & CO. · Accounting / audit$32,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025TIAA
2024SETAWAY LLC, TIAA
2023TIAA

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$192,906 · 0.16%
2024$147,559 · 0.13%
2023$30,724 · 0.03%
2022$84,717 · 0.08%
Same employer
Similar plansEducational Services · Vermont
Norwich University VT$175.8M · 0.11%
Saint Michaels College VT$97.2M · 0.16%
World Learning, Inc. VT$96.3M · 0.12%
Vermont Law School VT$45.8M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 030220266 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.