Plan Ledger DOL Form 5500 · updated monthly

Chambers & Owen, Inc.401(k)

CHAMBERS & OWEN, INC. 401(K) PLAN · JANESVILLE, WI · plan year 2024

Reported admin expense ratio · 2024
0.25%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Chambers & Owen, Inc. reported $82,898 in plan administrative expenses for 2024: 0.25% of average plan assets, below the peer median. Employer contributions averaged $4,168 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.251%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 583rd-largest of 1,936 plans among Wisconsin employers on file, and the 1,250th of 4,246 in wholesale trade. In 2024, employees put in $1.81 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$33,047,027
Participants with balances115
Active participants112
Employer contributions$466,793
Employee contributions$846,428
Employer contribution per active participant$4,168
Average account balance$287,365
Benefits paid to participants$4,497,812
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$33.0M · 115 accts · $467K emplr
2023$32.9M · 115 accts · $447K emplr
2022$29.1M · 113 accts · $432K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$26,281
Investment management$56,617
Total administrative$82,898
The Chambers & Owen, Inc. 401(k) match · 2024
Employer contribution per active participant$4,168
Median for plans this size$2,416
2024$4,168 per active participant
2023$4,302 per active participant
2022$4,190 per active participant

Chambers & Owen, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ONEAMERICA RETIREMENT SERVICES LLC · Recordkeeping · Loan processing$26,281
NFP RETIREMENT, INC. · Investment advisory (plan)$56,617
MATRIX TRUST COMPANY · Custodial (securities) · Trusteeindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$82,898 · 0.25%
2023$98,482 · 0.32%
2022$78,513 · 0.25%
All plans at this employer2
CHAMBERS & OWEN, INC. 401(K) PLAN401(k)
CHAMBERS & OWEN, INC. 401(K) UNION PLAN401(k)
Same employer
Similar plansWholesale Trade · Wisconsin
Nelson-Jameson, Inc. WI$33.9M · 0.07%
Korber Tissue, Inc. WI$33.4M · 0.09%
Diesel Forward, Inc. WI$33.2M · 0.22%
Alpha Source LLC WI$33.1M · 0.30%
Reinders, Inc. WI$30.9M · 0.33%
Wdi, LLC WI$30.8M · 0.42%
Certco, Inc. WI$29.3M · 0.19%

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Source: U.S. Department of Labor, Form 5500 series, EIN 391285594 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.